Interest Free Credit

Providing our patients with award winning dental care in a relaxed & friendly environment

Are you considering cosmetic, aesthetic, orthodontic or dental implant work?

If so, you might be interested in the interest-free and low cost payment plans to fund your dental treatment.

As innovative and potentially much more affordable alternatives to traditional options, the range of facilities enable you to get the treatment you want – the right – treatment – and pay for it over an appropriate period.

Sounds interesting, doesn’t it? Here’s how it works:

Who can benefit from our credit facility?
How often can I use the facility?
What happens if my treatment costs less than planned for?
What happens if my treatment costs more than planned for?
Who is the credit provider?
How do I apply?
What are the repayment terms?
How much will I pay?
How do I make the repayments?
How much can I borrow?
What can I use them for?
Who can benefit from our credit facility?

Anyone over the age of 18. You don’t have to belong to a private dental plan. You don’t even have to be a regular visitor at this practice.

How often can I use the facility?

You can apply for a payment plan for each course of treatment, subject to the usual credit application.

What happens if my treatment costs less than planned for?

This will be refunded either to you or to the lender who will then reduce the outstanding balance on your account.

What happens if my treatment costs more than planned for?

Firstly, we will tell you of this situation when it becomes imminent. Secondly, you can choose to have an additional facility to cover the additional costs.

Who is the credit provider?

We are pleased to be working with specialist 0% finance provider, Dental Finance. The process to set up a plan is very easy. You complete a straightforward application form, the plan is set up and monthly payments are then collected from you by Direct Debit.

How do I apply?

Once you’ve agreed on a course of treatment – and a cost – with your dentist, we’ll make the credit application on your behalf. As soon as this has been approved and then processed, you’ll receive written confirmation from the credit provider. Simple as that.

What are the repayment terms?

You dentist or designated members of the practice team will be able to go through the various terms with and agree the most suitable repayment period.

How much will I pay?

With Buckden Dental Clinics 0% facility, you pay the cost of your dental treatment – no more no less. Interest-free means just that. In terms of the low cost facilities, you are provided with a quotation that shows the monthly payment and the total interest payable over the term of the loan.

How do I make the repayments?

Much like any other loan facilities, you repay them in affordable monthly payments over an agreed term. The payments are collected by Direct Debit.

How much can I borrow?

Dependent upon facility you can borrow, typically, between £350 and £50,000. This will be subject to an ‘on-site’ credit application. Most patients’ applications are approved there and then, so you can go ahead and schedule treatment immediately.

What can I use them for?

You can use the payment plans to pay for most dental work, but they’re particularly suited to more costly private treatments, such as dental implants, orthodontic, aesthetic or cosmetic work. If you’re not sure whether they’re right for your treatment, please ask your dentist.

The benefits: at a glance

For anyone considering using Buckden Dental Clinic’s interest-free facility to fund their private dental care, the benefits are clear:

  • You get the treatment you want – treatment that will make you look and feel a million times better.
  • You get to spread the cost of that treatment up to 11 months
  • Interest-free  compared with the alternative of credit cards or bank loans
  • It’s easy to apply and simple to repay by Direct Debit
  • Provided by Direct Dental Finance
Treatment Cost Facility Term (Months) APR Monthly Payment Total Payment
£1500.00 Interest Fee 11 0% £136.36 £1500.00
£1800.00 Interest Fee 11 0% £163.63 £1500.00
£2400.00 Interest Fee 11 0% £218.18 £1500.00

0% FINANCE

An Interest Free dental plan can make dental treatment more easily affordable and enable you to begin your cosmetic or restorative dental treatment immediately. We can arrange 0% Finance that will allow you to spread the cost of your treatment over a period of time, depending on your monthly budget.

If you would like to find out more about the 0% Finance, please Contact Us for details or ask at Reception.

Health Insurance Policies and the Dental Health Insurers

Our practice is accredited by FCA and the other major health insurers, so if your company provides Dental Health Insurance or you have your own separate Dental Policy, we will be able to provide dental care under the plan.

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